Commercial Mortgage Calculator
Calculate your commercial property financing options with our free mortgage calculator. Get instant estimates for your business property investment.
Commercial Mortgage Calculator
20.0% down payment
Important Disclaimer
This calculator provides estimates only. Actual mortgage terms may vary based on creditworthiness, property type, location, and lender requirements. Commercial mortgage rates and terms differ from residential mortgages. Consult with a qualified mortgage broker or lender for personalized financing options.
Why Use Our Calculator?
Our commercial mortgage calculator is designed specifically for business property investments.
Instant Results
Get immediate payment estimates with real-time calculations as you input your data.
Commercial Focused
Designed specifically for commercial properties with business-friendly terms and options.
Multiple Scenarios
Compare different down payments, interest rates, and amortization periods.
Secure & Private
Your calculations are performed locally - no data is stored or transmitted.
Commercial Mortgage Basics
Down Payment Requirements
Commercial mortgages typically require 20-30% down payment, depending on property type, location, and borrower qualifications.
Interest Rates
Commercial rates are generally higher than residential rates and vary based on creditworthiness, property type, and market conditions.
Property Types
Different property types (retail, office, industrial, multi-family) have varying financing terms and requirements.
Getting Started
Determine Property Value
Get a professional appraisal or use comparable sales data to establish the current market value of your target property.
Calculate Down Payment
Plan for 20-30% down payment. Consider your available capital and the impact on your cash flow and investment returns.
Research Current Rates
Check with multiple lenders for current commercial mortgage rates. Rates vary significantly between lenders and property types.
Use Our Calculator
Input your numbers to see payment scenarios and compare different financing options for your commercial property investment.
Ready to Find Your Commercial Property?
Use our calculator to plan your financing, then browse our extensive collection of commercial properties for sale.